Managing online subscriptions

I made a decision to give anyone who demands monthly recurring payments from me a dedicated card. Whenever I know I would like to make a payment, I transfer the exact amount. Keeping zero balance at all times. It saved me many times. Most of the big corporations1 do not care about you; they only care about profits. Countless times, again and again, the same story repeats. I see a company trying to charge me for a subscription I didn’t mean to renew. Thanks to the zero balance, the payment fails. I go to their website and cancel the subscription. They tell me the subscription is cancelled, and at the same time, they continue to attempt to take the money from my account. It got me curious. What I think is happening is that they enrolled you into next month before taking the payment. So if you cancel payment after a failed payment, your cancellation date will not be today; it will be once a month in the future. For these cases, I had to waste technical support time and ask them to stop trying to charge me.

This approach has also saved me when renting electric bicycles. The timer on my bike didn’t work, so I couldn’t stay within my first 20 minutes and went slightly over budget, which increased my bill significantly. Luckily, the extra charge payment has failed. They still trying to charge me to my amusement.

What’s funny there’s even a subscription services to manage your subscriptions. I am not going to mention them; that is just ridiculous.


  1. Only exceptions: Apple and Nintendo. With exceptions to Apple Music, Apple clearly states that I can continue using a subscription after cancelling. Other companies are trying to make it as obscure and scary as possible. “Are sure you want to cancel? You will lose all benefits…”. I can be wrong, but Nintendo gives an option to not renew the subscription during payment. I have never seen this anywhere else; more businesses should do this. ↩︎